Privacy Policy and Terms of Use
This Privacy Policy and these Terms of Use govern your access to and use of www.exitstrategyformula.com, including any content, functionality and services offered on or through www.exitstrategyformula.com or our materials on the learning platform www.learn.exitstrategyformula.com, (collectively the “School”), whether as a guest or as a registered user.
By using our School and its websites, whether made available for purchase or not, you are agreeing to the following Terms of Use, our Privacy Policy (located here https:/exitstrategyformula.com/policiesandterms/ or any other agreement that governs your use of our School’s websites or services (collectively, “Agreements”). You should not use our School or the School’s websites if you do not agree with the terms and conditions contained in these Agreements.
Privacy Policy
Julia Kwinter (“she”, “we”, “our”, or “us”) respects your privacy and is committed to protecting it through this Privacy Policy.
Our privacy commitment is based on the ten principles contained in the Personal Information Protection and Electronic Documents Act (Canada) (“PIPEDA”).
This policy applies to Personal Information we collect on the School and in email, text, forms or other electronic messages between you and the School.
Please read the Privacy Policy carefully before you start to use the School’s websites. By using the School’s websites, you accept and agree to be bound and abide by the Privacy Policy. If you do not want to agree to the Privacy Policy, you must not access or use the School’s websites.
Personal Information
Personal Information under PIPEDA is any information about an identifiable individual but does not include the name, title, business address or telephone number of an employee of an organization.
Why do we collect Personal Information?
We collect Personal Information in order to provide financial information products to you. In addition, we distribute publications and offer educational opportunities concerning business valuation issues of relevance to small business owners, or prospective owners, which we provide as a service to you and others in our community.
We collect your information in order to record and support your participation in the activities you select. If you register to download a PDF or resources, sign up for our newsletter, and/or purchase a product from us, we collect your information. We use this information to track your preferences and to keep you informed about the products and services you have selected to receive and any related products and/or services.
How do we collect personal information?
We collect personal information only by lawful and fair means and only collect personal information that is reasonably necessary for the legitimate purposes identified and for which consent has been obtained.
Information You Provide To Us
The School’s websites provide various places for users to provide information. We collect information that users provide by filling out forms on the School’s websites, communicating with us via contact forms, responding to surveys, search queries on our search feature, providing comments or other feedback, and providing information when ordering a product or service via the School’s websites.
We use the information you provide to us to deliver the requested product and/or service, to improve our overall performance, and to provide you with offers, promotions, and information.
Information We Collect Through Automatic Tracking Technology
As you navigate through the School’s websites, we may use automatic data collection technologies, including Google Analytics to collect certain information about your equipment, browsing actions, and patterns. This will generally include information about your location, your traffic pattern through the School’s websites, and any communications between your computer and the School’s websites. Among other things, we will collect data about the type of computer you use, your Internet connection, your IP address, your operating system, and your browser type.
The information we collect automatically is used for statistical data and will not include personal information. We use this data to improve the School’s websites and our service offerings. To the extent that you voluntarily provide personal information to us, our systems will associate the automatically collected information with your personal information.
Use of Cookies And Pixels
Similar to other commercial websites, our School’s websites utilize a standard technology called “cookies” and server logs to collect information about how our site is used. Information gathered through cookies and server logs may include the date and time of visits, the pages viewed, time spent at our site, and websites visited just before and just after our own, as well as your IP address.
We reserve the right to use technological equivalents of cookies, including social media pixels. These pixels allow social media sites to track visitors to outside websites so as to tailor advertising messages users see while visiting that social media website. We reserve the right to use these pixels in compliance with the policies of the various social media sites.
Third-Party Use Of Cookies
Some content or applications, including advertisements, on the School’s websites are served by third parties, including advertisers, ad networks and servers, content providers, and application providers. These third parties may use cookies alone or in conjunction with web beacons or other tracking technologies to collect information about you when you use our website. The information they collect may be associated with your personal information, or they may collect information, including personal information, about your online activities over time and across different websites and other online services. They may use this information to provide you with interest-based (behavioural) advertising or other targeted content.
Email Information
If you choose to correspond with us through email, we may retain the content of your email messages together with your email address and our responses. We provide the same protections for these electronic communications that we employ in the maintenance of information received online, by mail, and by telephone. This also applies when you register for our website, sign up through any of our forms using your email address or make a purchase on this site. For further information, see the email policies below.
Email Policies
We are committed to keeping your email address confidential. We do not sell, rent, or lease our subscription lists to third parties and will not disclose your email address to any third parties except as required by law.
All emails sent by us will be in compliance with the Canadian Anti-Spam Legislation (“CASL”), including clearly stating who the email is from and provide clear information on how to contact the sender. In addition, all email messages will also contain concise information on how to remove yourself from our mailing list so that you receive no further email communication from us. Users who no longer wish to receive our newsletter or promotional materials may opt out of receiving these communications by clicking on the unsubscribe link in the email.
How do we use your information?
We use personal information for purposes of presenting our School’s websites and their contents to you, providing you with information, providing you with offers for products and services, providing you with information about your subscriptions and products, carrying out any contract between you and us, administering our business activities, providing customer service, and making available other items and services to our customers and prospective customers.
From time to time, we may use the information you provide to us to display advertisements to you that are tailored to your personal characteristics, interests, and activities.
Disclosure of Information
As a general rule, we do not sell, rent, lease or otherwise transfer any information collected either automatically or through your voluntary action.
We may disclose your personal information to our subsidiaries, affiliates, and service providers for the purpose of providing our services to you.
We may disclose your personal information to a third party, including a lawyer or collection agency, when necessary to enforce our terms of service or any other agreement between you and us.
We may provide your information to any successor or assign in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets and/or business.
We may disclose information when legally compelled to do so when we, in good faith, believe that the law requires it, or for the protection of our legal rights, or when compelled by a court or other governmental entity to do so.
Security Measures
We use appropriate security measures to protect against loss, theft, unauthorized access, disclosure, use or modification of personal information. Such measures will vary depending on the sensitivity, amount, format, nature and storage of the personal information and will involve, as applicable, physical, organizational and electronic security measures, including premises security, restricted file access, technological safeguards, including security software and firewalls to prevent unauthorized computer access, and password and security policies. In communicating with us, you should be aware that email is not a fully secure medium.
Updating Information and Correcting Errors
Since we use your personal information to provide goods or services to you, it is important that the information be accurate and up-to-date. If any of your information changes is inaccurate or incomplete, please inform us so that we can make any necessary changes.
Access to Personal Information
We will respond promptly to any request for access to your personal information and will advise you of the cost, if any, prior to the retrieval of such records or information. We will not respond to requests for access to personal information that are frivolous, vexatious or repetitious. In certain circumstances, we may be unable to provide access to some or all of the personal information that we hold about you.
Visitor GDPR Rights
If you are visiting this School from within the European Union (“EU”), you are entitled to certain information and have certain rights under the General Data Protection Regulation of the EU which include the following:
We will retain any information you choose to provide to us until the earlier of: (a) you asking us to delete the information, (b) our decision to cease using our existing data providers, or (c) We decide that the value in retaining the data is outweighed by the costs of retaining it.
You have the right to request access to your data that we store and the right to either rectify or erase your personal data.
You have the right to seek restrictions on the processing of your data.
You have the right to object to the processing of your data and the right to the portability of your data.
To the extent that you provided consent to the processing of your personal data, you have the right to withdraw that consent at any time, without affecting the lawfulness of processing based upon consent that occurred prior to your withdrawal of consent.
You have the right to lodge a complaint with a supervisory authority that has jurisdiction over issues related to the General Data Protection Regulation.
We require only the information that is reasonably required to enter into a contract with you. We will not require you to provide consent for any unnecessary processing as a condition of entering into a contract with us.
For more information about your rights as a website visitor from the EU and the GDPR, please see the European Commission website here - https://ec.europa.eu/commission/priorities/justice-and-fundamental-rights/data-protection/2018-reform-eu-data-protection-rules_en.
Privacy Policy Changes
We may change our Privacy Policy from time to time without notice. Please check our School’s websites for the most up-to-date version of the policy.
Questions, concerns or requests for access
If you have any questions or concerns regarding our Privacy Policy, please contact us as follows:
Attention: Chief Privacy Officer
admin [ at] exitstrategyformula [dot] com
Effective Date of Policy – January 2, 2022
Terms of Use
Please READ carefully, as this pertains to the Agreement of your registration with any of the products sold by Julia Kwinter (sometimes referred to as “she”, “we”, "the School", “our”, or “us”).
By purchasing our products, you (sometimes referred to as "Student") agree to the following terms stated.
Legal Disclaimer
The information on this School’s websites is for general information and education only.
By visiting this School’s websites, you have not retained Julia Kwinter to give legal, financial or other professional advice, and the information on the School’s websites should not be considered a substitute for professional advice. The information on the School’s websites should not be relied upon for purposes of transacting in securities or other investments.
Every effort has been made to accurately represent our programs and the educational value they provide. However, there is no guarantee that you will generate any profit using the techniques and ideas in these materials. Any valuation or profitability stated on the School’s websites has been my personal experience. You may or may not be able to duplicate them or get any results from the knowledge stated on the School’s websites. You should not rely on any valuation, revenue, sales, or earnings information we present as any kind of promise, guarantee, or expectation of any level of success, profitability or earnings. Your results will be determined by a number of factors over which we have no control, such as your financial situation, the time you invest in our materials, your prior knowledge, education and experience, your skillset and ability to apply what you've learned, your level of effort, your particular business and the market conditions surrounding it. Given these unique variables for each individual and business situation, we cannot guarantee any specific level of success or income. Do not rely on our results or those of any testimonials as an indication of what you can expect.
We make no guarantees that you will achieve results similar to ours (or anyone else’s). In fact, we make no guarantees that you will achieve any results at all from the ideas and techniques contained on this website or in our products.
To the extent that we included any case studies or testimonials on this website, you should assume that these stories do not in any way represent the " average" or "typical" student experience.
Valuing and transacting a business carries risks, and your use of any information contained on the School’s websites is at your own risk. We provide content without any express or implied warranties of any kind. By continuing to use our School’s websites and access our content, you agree that we are not responsible for any decision you may make regarding any information presented or as a result of purchasing any of our products or services.
As with any product or service, some people will purchase our offers but never use them at all, and therefore will get no results whatsoever. For that reason, it is reasonable for you to assume that you will obtain no results from what we offer you on this website.
If you purchase a program from us, you also acknowledge that you have represented to us that payment for the applicable products or services will not place a significant financial burden on you or your family.
Keep in mind that regardless of this Legal Disclaimer, you can still take advantage of our return policy if you are not completely satisfied with your purchase. In such instances, you can return the product for a refund according to the terms and timelines indicated in our refund policy described below.
YOU FULLY AGREE AND UNDERSTAND THAT WE ARE NOT RESPONSIBLE FOR YOUR SUCCESS OR FAILURE AND MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND WHATSOEVER THAT OUR PRODUCTS OR SERVICES WILL PRODUCE ANY PARTICULAR RESULT FOR YOU.
We assume no liability for any damages whatsoever, including, without limitation, indirect, special, consequential, punitive or incidental damages of any kind, whether brought in contract or tort, arising out of or in connection with the School’s websites, the inability to use these websites or the use, reliance upon, or performance of any material contained in or accessed from the School’s websites, or any linked website, even if we are expressly advised of the possibility of such damages.
We are not responsible for any errors or omissions or for the results obtained from the use of any information on the School’s websites.
We make no warranties as to the accuracy, validity, timeliness or completeness of any information on the School’s websites or any website that can be accessed through the School’s websites. The materials appearing on the School’s websites may include technical, typographical, or photographic errors. Information on the School’s websites may be changed or updated at any time without notice. The School does not, however, make any commitment to update the materials.
Financial Obligation
Student is responsible for the completion of all payment plans associated with the products they purchase. We reserve the right to seek recovery of any monies remaining unpaid via our Collection Agency.
Methods of Payment
We accept payment through Stripe. If Student chooses to pay in monthly installments, he/she authorizes the monthly charge for the product on the Student's credit card.
Refunds
With the exception of Coaching Calls (see below), you may request a full refund within 30 days of your original purchase by contacting our support team at admin [ at] exitstrategyformula [dot] com and definitively requesting the full refund. We will NOT provide refunds after 30 days from the date of original purchase. On the 31st day, all payments are non-refundable, and you are responsible for full payment of the fees for the product, regardless of whether of not you complete the program.
Please note: If you opted for a payment plan and you do not request a refund within 30 days, you are required by law to complete the remaining payments of your payment plan. We reserve the right to seek recovery of any monies remaining unpaid via our Collection Agency.
For Students who have participated in a Coaching Call, we do NOT offer refunds because once we spend our time with you, we can’t get it back.
Please note:
All refunds are discretionary as determined by us. If you have any questions, contact us at admin [ at] exitstrategyformula [dot] com
As mentioned above, all refunds are discretionary. If you just downloaded the Training Material (PDFs, audios, videos, additional workbooks, and/or etc.), and then promptly asked for a refund, we reserve the right to deny your refund request. Why? Because the point of the policy is to give people the chance to try the system, and if it doesn't work, they can get their money back. It wasn't designed to enable people to steal the Training Material.
Confidentiality
We respect Students' privacy and insist that Students respect ours as well. Thus, consider this a mutual non-disclosure Agreement. Any confidential information shared by Students or the School's representatives is confidential, proprietary, and and belongs solely and exclusively to the Student or representative who discloses it. Parties agree not to disclose, reveal, or make use of any confidential information or any transactions during discussions, in the forum or otherwise.
Student agrees not to use such confidential information in any manner other than in discussion with other Students, or Julia, during the program. Confidential information includes, but is not limited to, information disclosed in connection with this Agreement, and shall not include information rightfully obtained from a third party.
Both Parties will keep private information in strictest confidence and shall use their best efforts to safeguard the confidential information and to protect it against disclosure, misuse, espionage, loss, and theft.
Student agrees not to violate the Publicity or Privacy Rights belonging to the School. Furthermore, Student will NOT reveal any information to a third party obtained in connection with this Agreement or our direct or indirect dealings with Client, including but not limited to, names, email addresses, third-party company titles or positions, phone numbers, or postal addresses. Additionally, Student will not, at any time, either directly or indirectly, disclose confidential information to any third party.
By purchasing our products, you agree that if you violate or display any likelihood of violating this Agreement, the School and/or the other program participant(s) will be entitled to injunctive relief to prohibit any such violations to protect against the harm of such violations.
Termination
We are committed to providing all Students in our paid programs with a positive program experience. By purchasing this product, Student agrees that the School may, at its sole discretion, terminate this Agreement, and limit, suspend, or terminate Student's participation in the program without refund or forgiveness of monthly payments if Student becomes disruptive to the School or other participants, Student fails to follow the program guidelines, is difficult to work with, impairs the participation of the other participants in the program or upon violation of the terms as determined by the School. Student will still be liable to pay the total contract amount.
Copyright Notice
All content on the ExitStrategyFormula.com and Learn.ExitStrategyFormula.com websites are protected by copyright, trademark and other applicable laws and is the property of Julia Kwinter unless otherwise noted.
Nothing on this website may be, in whole or in part, sold or otherwise transmitted in any form or by any means for commercial purposes, except with Julia Kwinter’s prior written permission.
© 2022 Julia Kwinter. All Rights Reserved.